Difference between wire and ACH trnasfer

Recently in a big real-estate transaction I made a big mistake by transferring the closing cost in the wrong method. On our online banking page, there are three options: two business days, next business day, and same business day. Since I figured that the fund only need to arrive the next day, I pick the next day option to save a couple bucks without knowing that they are actually using different transfer method. The two business and next day transfer use ACH transfer and same day transfer uses wire transfer. Apparently, real-estate transaction only accepts funds via wire transfer because that is the only certified way to transfer money. So the closing agent never receive the fund and we almost fail to close the deal.

So what is the difference between ACH transfer and wire transfer? I did a little research and here is a summery that I come up with:

Previewing Synergy Trading Method

The Synergy Trading Method was developed by Dean Malone and is an effective Forex trading method developed to simplify trading decisions with high probability precision. It combines the market forces of Price Action, Trend, Momentum and Market Strength to produce higher probability trades.

Here is an article I found on web:

http://forums.babypips.com/free-forex-trading-systems/7464-synergy-trading-method.html

I have to go to work, but I'll be looking more into this and post what I find.

--

Forex System Research - Parmenides

Pairs In System : AUDCHF,AUDJPY,CHFJPY EURCAD,EURCHF EURJPY,EURNZD GBPAUD,NZDUSD USDCAD,USDJPY EURUSD,AUDUSD EURGBP
Average Stop : 30-100 Pips per position
Average Limit : 30-100 Pips per position
Start Date:  9/24/2009 10:42:05 AM
Trade frequency: 40-60 per week
Time frame: H1
Trend or Reversal trader: Both
Swing / Intraday / Daytrader: Swing
System Description: 

Utilized a custom developed version on Synergy Trading Method, which was developed originally by Dean Malone. It combines the market forces of Price Action, Trend, Momentum and Market Strength to produce higher probability trades. 

The system identify and use two important trading components in real-time: Price Action and Sentiment. Price Action is market movement, such as the oscillation of Open, High, Low and Close prices. Synergy is designed to eliminate price distortions. It reveals periods of market strength and trend and periods of consolidation. Sentiment is the intuitive feeling or attitude of traders and investors in the market. For example, if the sentiment of the market is bullish, then traders and investors expect an upward move in the market. Often, sentiment is an indication of optimism or pessimism in the market based on recent news announcements or political events. 

財富能讓你變得像鋼鐵一樣又硬又冷

這是真的嗎？相不相信是一回事，他們做的實驗好像很有趣…說起來發薪的那天好像心情都比較好…

研究人員發現，打理真金白銀能降低人對生理痛苦的敏感程度，並減輕人在社會環境中被排斥在外時的痛苦感...

全文
--

想快樂就自己當老板

一項針對100,826名員工進行的大范圍調查顯示，在什麼職業的人幸福感最強的問題上，企業主的得分從整體上超過了其他十種職業。這裡所指的企業主包括自營商店或工廠的所有人以及水管工等等。從情感及身體健康狀況、工作滿意度、良好行為習慣、對基本需求的實現程度以及自我匯報的整體生活質量這六個綜合方面衡量，企業主的幸福程度超過了其他十種職業。

此次調查中另一個出人意料的地方是，農民和其他戶外工作者（包括雇農和林場工人）在情感健康的分項指標中排位最高，超過了所有人。該指標主要衡量一個人在之前一天中微笑、大笑、以及感到快樂和幸福的頻次，盡管事實上農民在基本需求的實現程度方面排名幾乎墊底。

看來要快樂還是要自己當老闆，或是當農夫。

華爾街日報原文：想快樂就自己當老板
--

Forex System - Scorebot SG

Pairs In System : EURUSD,GBPUSD,USDCHF USDJPY

Average Stop : 100-600

Average Limit : 100-600

Start Date: : 6/8/2009 10:35:29 AM

Trade frequency: 15 – 20 per month

Time frame : 60 min

Trend or Reversal trader: Reversal

Swing / Intraday / Daytrader: Swing

We provide our users the MOST Comprehensive tool, Scorebot ATM (Computer programmed Auto-Trading Intelligence) with Multi-facet elements of proven Strategies.
Our Key element of Strategies:
1) Effective and Accurate Point of Entries (with > 72.5% accuracy)
2) Effective Loss Minimizing Strategies (rather than conventional Stop-loss)
3) Risk / Reward Management Strategies
4) Dynamic Safety and Warning Zones (that keeps you from unnecessary risk exposures)
5) Profit Range Dynamic Tracking and Locking
6) and many other user-definable factors and strategies.

footnotes:

very smooth curve. looks like a good value preservation system.

Forex System Research

System Name : Oleforex
Pairs In System : GBPUSD
Average Stop : 300
Average Limit : 300
trade frequency: 20/week
Time frame: 1 H
Trend or Reversal trader: Trend

Swing / Intraday / Daytrader: Intraday and daytrader

We are operating in different markets since 1999 and with forex since 2004 as our ideal market. We offer forex signals subscription for anyone who is interested. The system Oleforex opens 1 to 4 positions with GBP/USD as interday o daily, positions can remain open for the whole week if necessary. All positions have SL of 300 pips. The strategy is based on exploiting the tendency of the price of each hour, by using several indicators and analysis which was studied and developed by Oleforex.

footnoot:

The asset curve looks smooth but has a drawdown of about 5000 in 07/2009.

FXCM Forex System Selector Try Out

I'm trying out the FXCM Forex System Selector recently. The idea of automatic trading sounds very good to me. Although I am also interested in writting my own trading system, I figure that I should first study how other professionals do it before diving in.

So I opened a demo account with FXCM and choose three systems to start with: ElliotWave, A1776, and DBSwing.